Immovable Leasing is a financial leasing contract celebrated between Nedbank Mozambique(Lessor) and the Client (Lessee), which allows the Client to use the property during the contract period against payment of a rent, at the end of which the Client has the option of acquiring the asset for a value agreed upon at the start of the contract (residual value).
Benefits
- Possibility of financing up to 95% of the asset to be acquired
- Low lease rentals due to the existence of a residual value
- Exemption from Stamp Duty
- Existence of a residual value that allows to delay the payment of part of the financing until the end of the contract
- Possibility of transfering the contractual position during the contract period
- Possibility of meeting investment needs without having to draw on your own funds
- Possibility of planning cash flows by adjusting the repayment of the financing to the cash flow generated by the investment made
Currency
- Metical (MZN)
- Dollar (USD)
- Euro (EUR)
- Rand (ZAR)
Term
- Minimum: 60 months (5 years)
- Maximum: 360 months (30 years)
Amount
- Minimum: MZN 300,000
- Maximum: 95% of the value of the asset
Initial Deposit
- 5% to 60% of the financing value
Residual value
