Whether it is a new office, a store, a restaurant, a warehouse or a clinic, the most important is to have a quality space adapted to your business needs and specifications, and that makes all the difference. With Immovable Leasing you can define with total flexibility the deadline and the rent you want to pay, allowing you to focus on improving the potential of your business.
Immovable Leasing is a financial leasing contract celebrated between Nedbank Mozambique (Lessor) and the Client (Lessee), which allows the Client to use the property during the contract period against payment of a rent, at the end of which the Client has the option of acquiring the asset for a value agreed upon at the start of the contract (residual value).
Benefits
- Possibility of financing up to 95% of the asset to be acquired
- Low lease rentals due to the existence of a residual value
- Exemption from Stamp Duty
- Existence of a residual value that allows one to delay the payment of part of the financing until the end of the contract
- Possibility of assigning the contractual position during the contract period
- Possibility of meeting investment needs without having to draw on own funds
- Possibility of planning cash flows by adjusting the repayment of the financing to the cash flow generated by the investment made
Currency
- Metical (MZN)
- Dólar (USD)
Term
Acquisition and Construction
- Minimum: 60 months (5 years)
- Maximum: 360 months (30 years)
Amount
- Minimum: MZN 300.000
- Maximum: 95% of the value of the asset
Initial deposit
- 5% to 60% of the financing value
Residual value
