REGULATORY AND ECONOMIC-FINANCIAL INDICATORS

Notice No. 16/GBM/2017, published in the Boletim da República no. 149, Series I, dated September 22, 2017

Description Indicator Sep 2023
Capital
Leverage Ratio 16.15%
Solvency Ratio 27.40%
Tier I Capital 27.88%
Assets Quality
Loans Overdue up to 90 Days Ratio 7.14%
Non-performing Loans Ratio (NPL) 6.69%
NPL Coverage Ratio 86.52%
Management
Operating Costs Ratio 61.04%
Cost to Income 54.54%
Efficiency Ratio 45,167
Results
Net Interest Margin Ratio 12.68%
Return on Assets (ROA) 2.52%
Return on Equity (ROE) 16.01%
Liquidity
Liquid Assets Ratio 37.99%
Loans-to-Deposit Ratio

45.22%

Short Term Liquidity Coverage Ratio 47.78%
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